Offered in partnership with Mass Save, a consortium of regional energy utilities and providers, the program provides the opportunity to make your way toward an energy efficient home.

Interested in energy efficiency? You’ll get zero percent interest from us!

Through HTM CU, you can obtain a 0% APR loan to assist with the installation of qualified energy efficient home improvements.

To get started, contact Mass Save at 866-527-7283 or go to their website to schedule a Home Energy Assessment. After you schedule an appointment, an energy efficiency expert will assess your home’s current energy and provide a custom list of recommended ways to make energy saving changes in your home. During the visit, you will also receive a Home Loan Intake Form, Program Steps, and the Minimum Standards and Requirements.

After the Home Energy Assessment is complete, the next step is to contact HTM CU at 978-374-7386 for pre-approval. From here you can decide what changes to implement and develop your own custom energy plan.

Qualifying Improvements

Some improvements that qualify for the Mass Save Home loan include:

  • Attic, Wall, and Basement Insulation
  • High Efficiency Heating Systems
  • High Efficiency Domestic Hot Water Systems
  • Solar Hot Water Systems
  • Energy Star® Windows
  • Energy Star® Thermostats