At HTM Credit Union it is our goal to offer you not only services of the highest quality and convenience, but with as little added costs as possible.
Effective March, 2023.
| Service | Fee |
|---|---|
| Open Regular Share Account (New Member) 25.00 Min Balance | No Fee |
| Early Withdrawal Penalty – Term Share Certificates | 90 Days Dividend |
| Share Account Withdrawals – 5 Free Per Month | $1.00 each after 5 |
| Share Accounts- Bank Checks- 1 Free Per Month | Addt’l $3.00 each |
| Check Cashing for 3rd Parties (non-members) | $10.00 |
| Internet (Online) Banking | Free |
| Online Bill Pay | Free |
| Notary Service | No Fee |
| Account Research | $40.00/hr (min 1 hr) |
| Domestic Wire Transfer | $30.00 |
| International Wire Transfer | $50.00 |
| Incoming Wire Transfer | $10.00 |
| Insufficient Funds Fee – ATM Transaction | $25.00 |
| Insufficient Funds Fee – ACH Transaction | $25.00 |
| Insufficient Funds Fee – Returned Check | $35.00 |
| Stop Payment Fee for Personal Checks | $30.00 |
| Stop Payment Fee for Credit Union Check | $35.00 |
| Overdraft Transfer Fee – From Shares | $5.00 |
| Overdraft Loan Transfer Fee | $5.00 |
| Draft Copy (Free via Online Banking) | $5.00 |
| Tax Levy/Garnishment/Release of Levy | $50.00 |
| Dormant Account Fee* | $50.00 |
| Returned Mail – Incorrect Address | $5.00 |
| Paper Statement Fee | $5.00 |
| Debit Master Card – Initial Card | No Fee |
| VISA/Debit Master Card- Replacement | $20.00 |
| VISA Replacement Rush Fee | $150.00 |
| Debit Master Card Replacement Rush Fee | $100.00 |
| HTM Credit Union Visa Annual Fee | No Fee |
| HTM Credit Union Visa Rush Delivery Fee | $110.00 |
| Real Estate Loan Discharge – Reissue | $30.00 |
| Real Estate Subordination | $30.00 |
* On October 6th a $50.00 dormant fee will be assessed on all accounts that have had no activity, transactions in or out, in 3 years. Monthly dividends do not count as activity. Consider mailing in a deposit today to keep your account active or call and see how we can help you meet your financial goals!