When you’re looking for excellent rates on loan products, look no further – HTM Credit Union has the competitive rates you’re looking for.


All rates effective as of September 14, 2023.

Term Share Certificates
Account Type Minimum Dividend Balances Dividend Rates APY*
6 Month $1,000 4.00% -
12 Month $1,000 4.25% -

All certificate dividends are earned on the actual certificate balance (unless otherwise noted) and are posted and compounded monthly. Penalties exist for early withdrawal. Member has the option to have dividends transferred to Share account or check mailed. If member chooses this option the certificate would be non-compounding.

*APY stands for Annual Percentage Yield. Certain assumptions apply. See our Truth-In-Savings disclosure concerning dividend calculation methods and restrictions. Rates are subject to change. Not responsible for typographical errors or omissions.