Whether you’re buying or refinancing a home, looking for a new or used vehicle, planning a much-needed vacation or seeking a great rate on a credit card, our knowledgeable staff works with you individually to help you make sound borrowing decisions and choose the right loan for you.

Visa Credit Card

An HTM Credit Union VISA card is convenient and easy to use. With our low interest rates and no annual fee, you'll save money.

Real Estate Loans

HTM Credit Union is proud to offer our members Federally Secure Mortgage Programs – FHA, VA, Rural Housing, and Reverse Mortgages.

Vehicle Loans

Looking for a new or used auto loan? Looking to refinance existing loan you have another financial institution? Choose HTM Credit Union!

Consumer Loans

Your signature is the only security required. Use consumer loans for bill consolidation, appliances, vacations, car repairs, weddings, medical bills or anything you need.

Mass Save Heat Loan

Offered in partnership with Mass Save, a consortium of regional energy utilities and providers, the program provides the opportunity to make your way toward an energy efficient home.