| FACTS | What Does the HTM Credit Union Do with your personal information? |
|---|---|
| Why? | Financial companies choose how they share your information. Federal law gives members the right to limit some but not all sharing. Federal law also requires us to tell you how we collect share and protect your personal information. Please read this notice carefully to understand what we do. |
| What? |
The types of personal information we collect and share depend on the products or services you have with us. This information can include:
The mobile banking app may collect personal information from you or your financial institution, such as your first and last name, address, e-mail, User IDs, telephone number, and social security number when you create an account and use . This information could include your address or contacts (e.g. to make P2P (peer to peer) payments using Zelle or other payments functionality). We will collect the financial and transaction information necessary to provide you with the Services, including account numbers, payment card expiration date, payment card identification, verification numbers, and transaction and payment history. |
| How? | All financial companies need to share members personal information to run their everyday business.
In the selection below, we list the reasons financial companies can share their members personal information; the reasons HTM Credit Union chooses to share, and weather you can limit this sharing. |
| Reasons we can share your personal information | Does We Share? | Can you limit sharing? |
|---|---|---|
| For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | YES | NO |
| For our marketing purposes – to offer our products and services to you | YES | NO |
| For joint marketing with other financial institutions | YES | NO |
| For our affiliates’ everyday business purposes – information about your transactions and experiences | YES | NO |
| For our affiliates’ everyday business purposes – information about your creditworthiness | NO | WE DON’T SHARE |
| For non-affiliates to market to you | NO | WE DON’T SHARE |
| Who we are | |
| Who is providing this notice? | HTM Credit Union |
| What we do | |
| How does HTM Credit Union protect my personal information? |
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We restrict access to nonpublic information about you to persons who need to know that personal information to provide products or services to you. |
| How does HTM Credit Union collect my personal information? |
We collect your personal information, for example, when you
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. |
| Why can’t I limit all sharing? |
Federal law gives you the right to limit only
|
| Definitions | |
| Affiliates |
Companies related by common ownership or control. They can be financial and nonfinancial companies. |
| Non-affiliates |
Companies not related by common ownership or control. They can be financial and nonfinancial companies. |
| Joint Marketing |
A formal agreement between non-affiliated financial companies that together market financial products or services to you. |
| Questions? | Call (978)374-7386 or go to www.htmcreditunion.com |