At HTM Credit Union it is our goal to offer you not only services of the highest quality and convenience, but with as little added costs as possible.
Effective July, 2024.
| Service | Fee |
|---|---|
| Open Regular Share Account (New Member) 25.00 Min Balance | No Fee |
| Early Withdrawal Penalty- Term Certificates | 90 Days Dividend |
| Share Accounts- 5 free Withdrawals per month | $1.00 each (after 1st five) |
| Bank Check Withdrawal (1 free monthly) | $3.00 each after 1st |
| Internet (Online) Banking | Free |
| Online Bill Pay | Free |
| Notary Service | No Fee |
| Account Research (Acct Research) | $40.00 per Hour |
| Domestic Wire Out Transfer (Wire Out Dom) | $30.00 |
| Domestic Wire In Transfer (Wire In) | $10.00 |
| Insufficient Funds Fee- ATM Transaction (EFT Nsf Fee) | $25.00 |
| Insufficient Funds Fee- ACH Transaction (ACH Rtn Nsf Fee) | $25.00 |
| Insufficient Funds Fee- Returned Check (Sd Rtn Nsf Fee) | $35.00 |
| Stop Payment Fee for Personal Check (Sd Stop Pay Fee) | $30.00 |
| Stop Payment Fee for Credit Union Check (Stop Pay-CU CK) | $35.00 |
| Overdraft Transfer fee from Shares or Loan (O/D From Loan) | $5.00 |
| Draft Copy (Free Via Online Banking) (Draft Copy) | $5.00 |
| Check cashing for 3rd party (non-members) (3rd Pty CK Cshg) | $10.00 |
| Tax Levy/ Garnishment (Levy Garnish) | $50.00 |
| Dormant Account Fee (Dorm Acct) | $50.00 |
| Returned Mail- Incorrect Address (Returned Mail) | $5.00 |
| Paper Statement Fee | $5.00 |
| Debit Master Card- Initial Card | No Fee |
| Debit Master Card/ Visa Credit Card- Replacement (Debit-Replace) | $20.00 |
| Debit Master Card- Rush Delivery Fee (Debit Card Rush) | $100.00 |
| HTM Credit Union Visa Rush Delivery Fee (Visa Card-Rush) | $150.00 |
| International Debit/Credit Card Pass through fee’s | Variable |
| Real Estate Loan Discharge- Reissue (Re Ln Discg Reis) | $30.00 |
| Real Estate Subordination (LS-Re Loan Subord) | $30.00 |
| HTM Credit Union Annual Fee | No Annual Fees |