When you’re looking for excellent rates on loan products, look no further – HTM Credit Union has the competitive rates you’re looking for.
All rates effective as of April 1, 2019.
| Loan Type | Max Term | Max Amount | APR* |
|---|---|---|---|
| Signature Loan | Up to 36 months | $10,000 | As low as 10.50% |
| Debt Consolidation | Up to 48 months | $15,000 | As low as 10.50% |
| Share Collateral | Up to 60 months | $30,000 | As low as 4.50% |
| Heat Loan | Up to 60 months | $15,000 | 0% |
| Auto Loans 2019 - 2017 |
3 - 4 years | $50,000 | As low as 2.99% |
| Auto Loans 2019 - 2017 |
5 years | $50,000 | As low as 3.45% |
| Auto Loans 2019 - 2017 |
6 years | $50,000 | As low as 3.75% |
| Used Autos 2016 - 2010 |
3 years | $30,000 | As low as 3.50% |
| Used Autos 2016 - 2010 |
4 years | $30,000 | As low as 3.95% |
| Used Autos 2016 - 2010 |
5 years | $30,000 | As low as 4.25% |
| Autos 2009 > | 3 years max | $10,000 | As low as 5.99% |
| RV’S New or used |
5 years max | $35,000 | As low as 3% over Auto rates |
| Real Estate Loans | 15 - 20 years | $350,000 | Variable Rates |
| Fixed Equity Rates | 5 years | $75,000 | n/a |
| Fixed Equity Rates | 10 years | $75,000 | n/a |
| Fixed Equity Rates | 20 years | $75,000 | n/a |
| VISA Credit | Variable | $10,000 | As low as 8.99% |
*APR - Annual Percentage Rate
Loans are subject to approval by the credit committee and borrower’s ability to pay
First mortgage for primary residence 80 LTV
4 loans $110,000 (excluding home equity loans)
5 loans $185,000 (excluding home improvement/equity loans)
5 loans $460,000 (including mortgage)