When you’re looking for excellent rates on loan products, look no further – HTM Credit Union has the competitive rates you’re looking for.
All rates effective as of June 28, 2018.
| Loan Type | APR | Incentives | Facts |
|---|---|---|---|
| New Autos Includes 2017-2019 100% financing |
as low as 1.99% | Payroll Deduction Summer Skip* Holiday Skip a Pay* Save as you Pay |
Up to 100% Financing Our guidelines follow the NADA book value |
| Used Autos Includes 2016-2010 95% financing |
as low as 2.95% | Payroll Deduction Summer Skip* Holiday Skip a Pay* Save as you Pay |
Up to 95% Financing Our guidelines follow the NADA book value |
| Used Autos 2009 and older |
as low as 3.99% | Easy Payment Options | Up to 95% Financing Our guidelines follow the NADA book value |
| Personal | as low as 9.9% | Payroll Deduction Summer Skip* Holiday Skip a Pay* |
Cash out for holidays, trips or other needs |
| Debt Consolidation Up to $15,000.00 |
as low as 10.75% | Consolidate those bills | Consolidate into one easy monthly payment |
| Mass Save Heat Loans Up to $20,000.00 |
0% | Home Improvements | No fees 0% |
| Mortgages | Call for more information | Call for more information | Call for more information |
| Overdraft Line of Credit | 15% | Worry free check writing | Applies to checking accounts only |
| VISA Cards Up to $10,000.00 |
as low as 8.99% | Low Interest Rate Balance transfers | Accepted Worldwide |
| Recreation Vehicles | as low as 3% over auto rates | Payroll Deduction | Life is more fun |
| Share Collateral | as low as 4% over highest term share rate | Borrow against your own money at a low interest rate | Great Rate |
We offer many incentives when you finance with the HTM. Automatic Payroll deductions and “Save as You Pay” options.
*Summer Skip and *Holiday Loan Skip a Pay in December or January for qualifying members, please call us at 978.374.7386 for more details.
Loans are subject to approval by the credit committee and borrower’s ability to pay. Title fees may be charged when necessary.
This credit union is federally insured by National Credit Union Administration - NCUA.