When you’re looking for excellent rates on loan products, look no further – HTM Credit Union has the competitive rates you’re looking for.


All rates effective as of April 1, 2019.

Loan Rates
Loan Type Max Term Max Amount APR*
Signature Loan Up to 36 months $10,000 As low as 10.50%
Debt Consolidation Up to 48 months $15,000 As low as 10.50%
Share Collateral Up to 60 months $30,000 As low as 4.50%
Heat Loan Up to 60 months $15,000 0%
Auto Loans
2019 - 2017
3 - 4 years $50,000 As low as 2.99%
Auto Loans
2019 - 2017
5 years $50,000 As low as 3.45%
Auto Loans
2019 - 2017
6 years $50,000 As low as 3.75%
Used Autos
2016 - 2010
3 years $30,000 As low as 3.50%
Used Autos
2016 - 2010
4 years $30,000 As low as 3.95%
Used Autos
2016 - 2010
5 years $30,000 As low as 4.25%
Autos 2009 > 3 years max $10,000 As low as 5.99%
RV’S
New or used
5 years max $35,000 As low as 3% over
Auto rates
Real Estate Loans 15 - 20 years $350,000 Variable Rates
Fixed Equity Rates 5 years $75,000 n/a
Fixed Equity Rates 10 years $75,000 n/a
Fixed Equity Rates 20 years $75,000 n/a
VISA Credit Variable $10,000 As low as 8.99%

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*APR - Annual Percentage Rate
Loans are subject to approval by the credit committee and borrower’s ability to pay
First mortgage for primary residence 80 LTV
4 loans $110,000 (excluding home equity loans)
5 loans $185,000 (excluding home improvement/equity loans)
5 loans $460,000 (including mortgage)