At HTM Credit Union it is our goal to offer you not only services of the highest quality and convenience, but with as little added costs as possible.
Effective March, 2023.
Service | Fee |
---|---|
Open Regular Share Account (New Member) 25.00 Min Balance | No Fee |
Early Withdrawal Penalty – Term Share Certificates | 90 Days Dividend |
Share Account Withdrawals – 5 Free Per Month | $1.00 each after 5 |
Share Accounts- Bank Checks- 1 Free Per Month | Addt’l $3.00 each |
Check Cashing for 3rd Parties (non-members) | $10.00 |
Internet (Online) Banking | Free |
Online Bill Pay | Free |
Notary Service | No Fee |
Account Research | $40.00/hr (min 1 hr) |
Domestic Wire Transfer | $30.00 |
International Wire Transfer | $50.00 |
Incoming Wire Transfer | $10.00 |
Insufficient Funds Fee – ATM Transaction | $25.00 |
Insufficient Funds Fee – ACH Transaction | $25.00 |
Insufficient Funds Fee – Returned Check | $35.00 |
Stop Payment Fee for Personal Checks | $30.00 |
Stop Payment Fee for Credit Union Check | $35.00 |
Overdraft Transfer Fee – From Shares | $5.00 |
Overdraft Loan Transfer Fee | $5.00 |
Draft Copy (Free via Online Banking) | $5.00 |
Tax Levy/Garnishment/Release of Levy | $50.00 |
Dormant Account Fee | $50.00 |
Returned Mail – Incorrect Address | $5.00 |
Paper Statement Fee | $5.00 |
Debit Master Card – Initial Card | No Fee |
VISA/Debit Master Card- Replacement | $20.00 |
VISA Replacement Rush Fee | $150.00 |
Debit Master Card Replacement Rush Fee | $100.00 |
HTM Credit Union Visa Annual Fee | No Fee |
HTM Credit Union Visa Rush Delivery Fee | $110.00 |
Real Estate Loan Discharge – Reissue | $30.00 |
Real Estate Subordination | $30.00 |