At HTM Credit Union it is our goal to offer you not only services of the highest quality and convenience, but with as little added costs as possible.
Effective March, 2014.
| Service | Fee |
|---|---|
| Open Regular Share Account (New Member) 25.00 Min Balance | No Fee |
| Early Withdrawal Penalty – Term Share Certificates | 180 Days Dividend |
| Share Accounts – 5 Free Withdrawals per Month | $1.00 (after 1st five) |
| Check Cashing for 3rd Parties (non-members) | $5.00 |
| Internet (Online) Banking | Free |
| Online Bill Pay | Free |
| American Express Travelers Checks | Free |
| American Express Gift Checks | $2.50 |
| Notary Service | No Fee |
| Account Research | $40.00/hr |
| Domestic Wire Transfer | $30.00 |
| International Wire Transfer | $50.00 |
| Incoming Wire Transfer | $10.00 |
| Insufficient Funds Fee – ATM Transaction | $25.00 |
| Insufficient Funds Fee – ACH Transaction | $25.00 |
| Insufficient Funds Fee – Returned Check | $25.00 |
| Stop Payment Fee for Personal Checks | $28.00 |
| Stop Payment Fee for Credit Union Check | $28.00 |
| Overdraft Transfer Fee – From Shares | $5.00 |
| Overdraft Loan Transfer Fee | $5.00 |
| Draft Copy (Free via Online Banking) | $5.00 |
| Tax Levy/Garnishment/Release of Levy | $50.00 |
| Dormant Account Fee | $50.00 |
| Returned Mail – Incorrect Address | $5.00 |
| Paper Statement Fee | $5.00 |
| Debit Master Card – Initial Card | No Fee |
| Debit Master Card – Replacement | $15.00 |
| Debit Master Card Rush Delivery Fee | $40.00 |
| VISA Replacement Card | $15.00 |
| HTM Credit Union Visa Annual Fee | No Fee |
| HTM Credit Union Visa Rush Delivery Fee | $40.00 |
| Real Estate Loan Discharge – Reissue | $30.00 |
| Real Estate Subordination | $30.00 |